User Agreement

1. Acceptance of this Agreement

This User Agreement (the “Agreement”) is a binding agreement between you and the provider of PolymarketAI (“PolymarketAI,” “we,” “us,” or “our”) concerning the PolymarketAI mobile or web application and related services (collectively, the “Service”). Our Privacy Policy describes how information is handled and is incorporated into this Agreement by reference.

2. The Service

PolymarketAI is an independent analysis and productivity tool that helps users explore prediction-market information, view market and portfolio data, and receive AI-generated analysis. Features may vary by device, region, subscription level, and availability.

We may modify, suspend, or discontinue any part of the Service. We do not guarantee that any market, analysis, portfolio view, integration, or other feature will always be available, accurate, complete, or current.

3. Eligibility and legal compliance

You may use the Service only if you are legally able to enter into this Agreement and your use is permitted where you live. You are responsible for confirming and complying with all laws, regulations, sanctions, age restrictions, and third-party platform rules that apply to you.

The availability of information in the Service does not mean that prediction-market activity is lawful or appropriate in your jurisdiction. Do not use the Service to evade geographic, regulatory, or platform restrictions.

4. Device access and credentials

The Service may use an anonymous installation identifier and installation secret to authenticate your device. You are responsible for maintaining the security of your device and access to it.

If you choose to connect a Polymarket account, you may enter a Polymarket key identifier and secret key. Supported mobile versions store those credentials locally using operating-system-backed secure storage. You are responsible for your credentials, all activity authorized by them, and promptly removing or rotating them if you suspect compromise. Never share your secret key with another person.

5. AI-generated content

Analysis, summaries, predictions, explanations, and other content presented by the Service may be generated wholly or partly by artificial intelligence (collectively, “AI Output”) rather than by a human financial professional. AI Output can be incomplete, outdated, misleading, or wrong. Similar inputs may produce different results, and apparent confidence, probability, or specificity does not guarantee accuracy.

You must independently evaluate AI Output and verify important facts using reliable sources. You must not rely on AI Output as the sole basis for any financial, investment, trading, legal, tax, compliance, medical, or other high-impact decision. We do not represent or warrant that AI Output is accurate, complete, current, unique, or fit for your intended use.

6. No financial advice; assumption of risk

PolymarketAI does not provide investment, financial, trading, legal, or tax advice, and no AI Output or other Service content should be understood or relied upon as such advice. Nothing in the Service is a personalized recommendation, solicitation, endorsement, guarantee, or offer to buy, sell, hold, or take any position in an asset, contract, prediction market, or other transaction.

Prediction markets and related activities involve substantial risk, including the possible loss of some or all funds committed. Market prices, liquidity, rules, resolution sources, settlement outcomes, and applicable law can change. You alone decide whether and how to act, assume all risk arising from your decisions and transactions, and should consult qualified independent professionals where appropriate.

7. Subscriptions and purchases

Certain features may require a paid subscription purchased through Apple or another application marketplace. Prices, billing periods, trials, renewal terms, cancellation, and refunds are presented at purchase and are governed by the marketplace’s terms.

Subscriptions may renew automatically unless canceled through your marketplace account before renewal. Deleting the app does not cancel a subscription. We may change subscription features or pricing as permitted by law, with any required notice.

8. Acceptable use

You agree not to:

• use the Service unlawfully, fraudulently, or to violate another party’s rights;
• circumvent access controls, subscription checks, geographic restrictions, or security measures;
• probe, disrupt, overload, or interfere with the Service or its infrastructure;
• reverse engineer, scrape, copy, or automate access except where applicable law expressly permits it;
• introduce malware or use credentials you are not authorized to use; or
• misrepresent AI Output or Service content as verified professional advice.

9. Third-party services

The Service may display information from, link to, or interoperate with third parties, including Polymarket, Apple, market-data providers, and AI service providers. Those services are controlled by their respective providers and are subject to their own terms and privacy practices.

PolymarketAI is an independent product and is not endorsed by, sponsored by, or affiliated with Polymarket unless expressly stated. We are not responsible for third-party services, content, outages, transactions, market resolution, or acts and omissions.

10. Intellectual property

The Service, including its software, design, branding, and original content, is owned by us or our licensors and is protected by applicable intellectual-property laws. Subject to this Agreement, we grant you a limited, personal, non-exclusive, non-transferable, revocable license to use the Service for its intended purpose.

Third-party names, trademarks, data, and content remain the property of their respective owners. No rights are granted except as expressly stated.

11. Disclaimers

To the fullest extent permitted by law, the Service is provided “as is” and “as available.” We disclaim all express, implied, and statutory warranties, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, availability, security, and uninterrupted operation.

We do not warrant that the Service or any data or AI Output will be error-free, timely, complete, secure, or suitable for any particular decision or transaction. Some jurisdictions do not allow certain warranty exclusions, so some exclusions may not apply to you.

12. Limitation of liability

To the fullest extent permitted by law, you are solely responsible for decisions or transactions made in reliance on AI Output or other Service content. We and our affiliates, licensors, and service providers will not be liable for any trading, investment, prediction-market, or other financial loss, including loss of funds, profits, opportunities, or market positions, or for any indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to the Service, AI Output, or your reliance on either.

To the fullest extent permitted by law, our total liability for all claims related to the Service will not exceed the greater of (a) the amount you paid us for the Service during the 12 months before the event giving rise to the claim or (b) US$50. These limits apply regardless of the theory of liability and even if we were advised that a loss was possible or a remedy fails of its essential purpose. Nothing in this Agreement excludes or limits liability that cannot legally be excluded or limited.

13. Suspension and termination

You may stop using the Service at any time. We may suspend or terminate access if we reasonably believe you violated this Agreement, created risk or legal exposure, or if needed to protect the Service or others. Provisions that by their nature should survive termination—including ownership, disclaimers, and liability limits—will survive.

14. Changes to these terms

We may update this Agreement as the Service or applicable requirements change. We will post the updated version with a new effective date and provide additional notice where required. Your continued use after an updated Agreement takes effect constitutes acceptance to the extent permitted by law.

15. General terms

If any provision is found unenforceable, the remaining provisions remain effective, and the affected provision will be enforced to the maximum extent permitted. Our failure to enforce a provision is not a waiver. You may not assign this Agreement without our consent; we may assign it in connection with a reorganization, merger, acquisition, or transfer of the Service. This Agreement and the Privacy Policy constitute the entire agreement concerning the Service.

Any mandatory consumer protections and governing-law rules in your jurisdiction remain unaffected.

16. Contact

For questions about this Agreement, use the developer contact method provided on the PolymarketAI listing in the app marketplace from which you downloaded the app.